{"product_id":"pay-off-debt-in-12-months-even-on-a-tight-budget","title":"Pay Off Debt in 12 Months - Even on a Tight Budget","description":"\u003cp\u003e\u003cstrong\u003ePay Off Debt in 12 Months — A Practical Guide with Planning Pages to Organize, Attack, and Stay Free from Consumer Debt\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eDebt does not disappear on its own. Minimum payments are designed to keep your account current — not to get you out of debt. This guide gives you a realistic, step-by-step plan to organize every debt you owe, choose the right payoff strategy, find the money to attack it, and build the system that keeps you free.\u003c\/p\u003e\n\u003cp\u003ePay Off Debt in 12 Months walks you through facing your numbers without shame, choosing between avalanche, snowball, or hybrid payoff methods, and building a month-by-month attack plan that fits your real cash flow — not a perfect one.\u003c\/p\u003e\n\u003cscript type=\"text\/javascript\" src=\"https:\/\/payhip.com\/payhip.js\"\u003e\u003c\/script\u003e\n\u003ca href=\"https:\/\/payhip.com\/b\/WijYX\" class=\"payhip-buy-button\" data-theme=\"green\" data-product=\"WijYX\"\u003eBuy Now\u003c\/a\u003e","brand":"BUD - Better Understanding Data","offers":[{"title":"Default Title","offer_id":48778353311979,"sku":null,"price":21.77,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0835\/6675\/6075\/files\/PayOffDebtin12Months-Cover.png?v=1781029006","url":"https:\/\/bud77.com\/products\/pay-off-debt-in-12-months-even-on-a-tight-budget","provider":"BUD - Better Understanding Data","version":"1.0","type":"link"}